Behind on Payments? You Have More Options Than You Think
Falling behind on a mortgage can happen to anyone — a job loss, medical bills, divorce, or rising costs. But a foreclosure doesn't just take your house. It can wipe out the equity you've built and damage your credit for up to seven years, making it harder to rent, borrow, or buy again.
The most important thing you can do is act before the auction date.
How Selling Fast Can Help
- Keep your equity. At a foreclosure auction, your house often sells for far less than it's worth. Selling to us first means the loan gets paid off and any remaining equity goes to you — not lost at auction.
- Protect your credit. A sale is dramatically better for your credit than a completed foreclosure.
- We move fast. Cash offer in 24 hours, closing in as little as 7 days — often fast enough to beat an auction date.
- We deal with the mortgage company. We work with the title company to get payoff figures and handle the details.
Texas Foreclosures Move FAST
Texas is one of the fastest foreclosure states in the country — homes can go to auction on the first Tuesday of the month after as little as 41 days of formal notices. New Mexico foreclosures go through the courts and take longer, but waiting only reduces your options. Either way, the sooner you call, the more choices you have.
Free, No-Pressure Consultation
Even if selling isn't your best option, we'll tell you honestly. We've helped local homeowners for over 17 years, and sometimes the right answer is a loan modification or reinstatement — we'll give you a straight assessment either way. (We're home buyers, not attorneys or credit counselors — for legal advice, consult a HUD-approved housing counselor or attorney.)
Serving Both Sides of the State Line
We buy houses throughout El Paso, Las Cruces, and every community in El Paso County, TX and Doña Ana County, NM. See all areas we buy.