Behind on Payments? You Have More Options Than You Think
Falling behind on a mortgage can happen to anyone: a job loss, medical bills, divorce, or rising costs. But a foreclosure does not just take your house. It can wipe out the equity you have built and damage your credit for up to seven years, making it harder to rent, borrow, or buy again.
The most important thing you can do is act before the auction date.
How Selling Fast Can Help
- Keep your equity. At a foreclosure auction your house often sells for far less than it is worth. Selling to us first means the loan gets paid off and any remaining equity goes to you.
- Protect your credit. A sale is dramatically better for your credit than a completed foreclosure.
- We move fast. Cash offer in 24 hours, closing in as little as 7 days, often fast enough to beat an auction date.
- We deal with the mortgage company. We work with the title company to get payoff figures and handle the details.
Texas Foreclosures Move Fast
Texas is one of the fastest foreclosure states in the country. Homes can go to auction on the first Tuesday of the month after as little as 41 days of formal notices. New Mexico foreclosures go through the courts and take longer, but waiting only reduces your options. Either way, the sooner you call, the more choices you have.
Free, No-Pressure Consultation
Even if selling is not your best option, we will tell you honestly. We have helped local homeowners for over 17 years, and sometimes the right answer is a loan modification or reinstatement. We are home buyers, not attorneys or credit counselors. For legal advice, consult a HUD-approved housing counselor or attorney.